Tamwood Camps Insurance
All campers are covered by comprehensive medical insurance during their program in Canada or the USA.
Our team supports students every step of the way — from accessing care to managing claims.
Tamwood Camps Medical Insurance Information
All students are covered by comprehensive medical insurance for the duration of their stay.
Important Note for Parents & Agents:
You do not need to worry about the insurance claims process.
Tamwood staff will handle all necessary documentation and claim submissions on behalf of the students.
Support & Resources
Find Medical Care
Locate a doctor, clinic, or hospital, or access telemedicine services anytime during the program.
Submit a Claim
Claims are handled directly by our team.
Insurance Basics
Learn what’s covered, how to access care, and what to expect during your program.
Emergency Support
Our team is available to support students in any urgent situation, 24/7.
Check Out Our Insurance Plan
Canada Camps Insurance
Provided by GuardMe Canada
Students attending Tamwood camps in Canada are covered by a comprehensive insurance plan that provides access to medical care across the country.
Up to $2,000,000
Canada-wide coverage
24/7 support
Medical & emergency care
Coverage Limit: Up to $2,000,000 CAD per policy period.
Key Benefits:
Hospital & Physician Services: Full coverage for hospital stays and doctor fees.
Prescription Medication: 30-day supply included.
Emergency Transportation: Includes ground ambulance and air evacuation if necessary.
Dental Care: Up to $4,000 for dental injuries.
Mental Health Support: Includes trauma counselling (6 sessions) and psychiatric hospitalization.
Seeking Care:
Students have access to Mobile Doctor, allowing them to connect with a physician via phone or computer anytime.
For non-emergencies, students will be directed to local walk-in clinics.
In case of a serious emergency, 911 will be called immediately for hospital transport.
Support for Students:
Tamwood staff assist students with accessing medical care and handling insurance claims.
Parents and agents are not required to manage the process.
Important Notes:
Coverage is subject to policy terms and conditions.
Certain limitations and exclusions may apply.
For complete policy details, limitations, and exclusions, please refer to the official coverage summary.
USA Camps Insurance
Provided by Envisage Global Insurance
Students attending Tamwood camps in the USA are covered by a comprehensive insurance plan with access to the UnitedHealthcare provider network in the USA.
Maximum Coverage Up to $5,000,000
100% Eligible Medical Expenses
UnitedHealthcare network
24/7 Telemedicine Access
Coverage Limit: Up to $5,000,000 USD maximum limit ($250,000 per illness or injury).
Key Benefits:
Medical Expenses: 100% coverage for eligible inpatient and outpatient medical services.
Telemedicine (Teladoc): Students have free 24/7 access to virtual doctor consultations for minor or non-urgent medical needs while in the USA.
Emotional Wellness (DialCare): Virtual counseling services are included to support students’ mental wellness during their stay.
Emergency Room: Emergency room visits for injuries are covered at 100%.
Please note: a $350 deductible applies for illness-related ER visits that do not result in hospital admission.
Travel Assistance: Coverage includes lost or stolen baggage and personal papers, with a combined limit of up to $500.
Seeking Care:
Tamwood uses the UnitedHealthcare provider network within the USA, allowing direct billing in many cases.
For immediate, non-emergency care, students will use local Urgent Care centers or walk-in clinics.
Support for Students:
Tamwood staff assist students with accessing medical care and handling insurance claims.
Parents and agents are not required to manage the process.
Important Notes:
- Some services may require pre-approval
- Emergency room visits for non-emergencies may include a deductible
- Coverage is subject to policy terms and conditions
For complete policy details, limitations, and exclusions, please refer to the official coverage summary.
Submit a Claim
In most cases, students do not need to submit claims themselves. Medical providers will bill the insurance directly.
If any payment is required, Tamwood staff will assist with the entire process.
1
Receive medical care
Students show their insurance card when possible
2
Provider bills insurance
Most services are billed directly
3
If payment is required
Students keep receipts and documents
4
Tamwood assists you
Tamwood staff assist with submitting and managing the claim
Support You Can Trust
Our team works closely with insurance providers to ensure claims are handled efficiently and correctly.
Parents and agents do not need to manage or follow up on claims.
You're in Good Hands
Student safety is our top priority.
Our experienced team ensures that every student receives the care they need, when they need it — with full support throughout their stay.
From doctor visits to insurance claims, Tamwood supports every student every step of the way, so you can focus on the experience, not the paperwork.
